"Kick Some Buck" - a continuation of the exploration of credit Examine the individual responsibility for credit decisions and learn more of what was in Module 2.
NBE-COM.I (Foundations of Communication) Communicate in a clear, courtesou, concise, and correct manner on personal and professional levels.
NBE-COMM.III (Technological Communication) Use technology to enhance the effectiveness of communication
NBE-PF.I (Personal Decision Making) Use a rational decision-making process as it appplies to the roles of citizens, workers, and consumers.
NBE-PF.V (Buying Goods and Services) Apply a decision-making model to maximmize consumer satisfaction when buying goods and services.
NBE-PF.VII (Using Credit) Analyze factors that affect the choice of credit, the cost of credit, and the legal aspects of using credit.
Knowledge Objectives
Students will be better able to:
1. Identify what is credit.
2. Identify the components of a credit score.
3. Understand the importance of having good credit.
4. Critically evaluate “fine print.”
5. Identify the term “predatory lending” and how it can affect them.
6. Identify and comprehend the FoolProof concept, “The Master Plan.”
7. Research online sources for information about credit.
Skills Objectives
Students will be better able to:
1. Analyze the benefits and costs of consumer credit.
2. Analyze the risk of “poor credit” when it comes to predatory lending.
3. Compare sources of consumer credit.
4. Explain factors that affect creditworthiness.
5. Explain the purpose of credit records.